jueves, 25 de mayo de 2017

Internationalization

http://stocksdam.blogspot.com.es/2013/05/internacionalizacion.html

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The world today is not in crisis. The planet is growing at rates of 3% of GDP. Globalization has changed the rules of the game, and now we all compete with everyone. That is why our old system of organization is outdated, and the model of the traditional developed countries must change.

International China grows to 7%, India, Southeast Asia and many Latin American countries present high growth rates today. Africa begins to awaken and when its organizational systems based on authoritarian leaders more concerned with maintaining their level of personal wealth and power change, structures that allow to take advantage of the great wealth of raw materials existing, will be able to slowly incorporate to the development.

So the crisis only remains in the traditional rich: Europe, USA and Japan. In our European Community we have a serious institutional crisis, in which political problems of integration and cooperation between member countries have to be solved. As long as we do not solve these issues, it will be difficult to get out of the economic crisis, since it is necessary to establish rent transfer mechanisms, banking controls, European supervisory bodies and powers assigned to each body, be it ECB, central banks, governments and other political and Private.

The speed difference of the Mediterranean peripheral countries, those of Eastern Europe and central Europe make it very difficult to establish adequate economic policies that solve the problems of all at the same time, so we have to go in parts by putting out fires according to urgent priorities. We have a long way to go, and meanwhile, each country must take advantage of its competitive advantages to not lose positioning so quickly in the global world.

The austerity measures implemented in peripheral countries, with high public deficit and debt level on GDP, make growth difficult. Combined with a very strong fall in domestic demand, the high interest rates arising from the distrust towards debt repayment and uncontrolled unemployment make a combination difficult to bear for a long time. Therefore, the ECB has had to act by injecting infinite liquidity into the euro zone that maintains the system and the financial markets.


On the
">other hand are the United States and Japan. Americans have dealt fairly well with the problems they had in their banking system with the subprime crisis, the fall of the automotive sector, bankruptcies in california and florida ... Through QE (quantitative easing), and other measures imposed by the Federal Reserve, Managed to revive its economy based on growth. Unlike in Europe we have opted for austerity. It is the main economic debate on how best to act against the crisis. They first applied growth and now after the presidential elections will have to work on measures to control their brutal levels of debt (fiscal cliff), mostly in Chinese hands. Japan is a separate case, as it has been deflating for decades, with zero levels of growth and zero interest rates. It is an example of where we can be heading the rest of traditional countries. We have to improve competitiveness on a global level, or we will be very quickly out of the top.

Therefore, as individuals when it comes to developing our professional career, or as companies, the future is out there. We can not remain pitying ourselves for unemployment, the price of gasoline, social injustices, you are, the scams of politicians, the price of housing, the independence and other problems of our society. We have to go out into the streets, take a plane and head for the parts of the world where there is growth, happiness and business opportunities. There is the money. In sectors and locations where everyone earns 20% on average, even if you do it very badly you will win something. However, if you compete in a niche where everyone loses 20% on average ... even if you do very well and you are the best you will stay at -5% ... We will follow the good there is where it is better in each moment.


And in this time with the ease of access to information, globalization, cultural integration and transport we have it easier than ever to select those markets where we have identified that there is business, and we are good to compete. Do not waste the opportunities that exist in the world to develop in what we like and earn money. That yes, based on constancy, effort, training, dynamism and positive mentality to solve the barriers of entry that all bets entails.

sábado, 20 de mayo de 2017

Investment Strategies in Search of Financial Freedom

Investment Strategies in Search of Financial Freedom

There is a lot of literature on how to get rich on the stock market, lots of value analysis, investment strategies, "analyst" advice and other recommendations from "grocery sellers". However, statistics show that 95% of traders end up ruining themselves.

<a target="_blank" href="https://www.amazon.es/gp/search/ref=as_li_qf_sp_sr_tl?ie=UTF8&tag=juanmuve-21&keywords=wall street&index=aps&camp=3638&creative=24630&linkCode=ur2&linkId=a431ca9dc8455c2b6a7488e1847e517f">wall street</a><img src="//ir-es.amazon-adsystem.com/e/ir?t=juanmuve-21&l=ur2&o=30&camp=3638" width="1" height="1" border="0" alt="" style="border:none !important; margin:0px !important;" />What path should we take to form ourselves and create a strategy that allows us to earn money consistently and continuously over time in the financial markets?

You have to be very clear the 3 principles of a good trader:
Investment system: stock selection, entry, exit and fixation strategy
Risk management: "Money Management", analysis of the position in each operation and risks.
Psychology: self-knowledge and the functioning of the market.

One way to improve the financial culture is to encourage debate on the search for possible investment strategies, I propose a basic investment plan to achieve income from financial markets:

System, strategy:
· Trends: identify and select markets, sectors and values ​​in clear trends
· Input system: buys when it breaks historic highs and surpasses resistances.
· Output system: Dynamic stop loss previously set according to the volatizad of each value.

Risk management:
Analyze our initial capital
Test our system to establish the size of the position with which to enter each value.
Establish a level of portfolio risk and by operation
Measure the maximum possible loss, the number of negative consecutive operations and percentage of success

Psychology:
Self-evaluation: stress levels, assuming operating losses and letting profits run.
Knowledge of financial markets: expand training and experience.
Constancy, rigor and fulfillment: do not let yourself be carried away by intuition and respect the set system.


Without having a clear grasp of these three facets, our path to ruin will be more or less slow, but of course we have no future in the financial markets. The best thing would be that we ruined at the beginning that we have little capital to risk and dedicate ourselves to something else.

Because of the difficulty of handling and combining this, most people prefer to be advised by a specialist. And it is what everyone should do, since it requires a lot of time for study and training, and a specific follow-up to become a good trader and trader.

The problem at the time of counseling is that we have been deceived by our entities. They sold us financial advice, when really our banking manager, for very good professional and goodwill, his main objective is to sell the products that demand in his entity. If your salary depends on the results of what you sell, be assured that you will place what interests you to meet your goal, not what is truly appropriate to your profile.

And the economic crisis has uncovered these practices, with thousands of savers with millionaire losses, for being in products and values ​​not according to their level of risk and knowledge. Scams and deceptions have come to light, and although European initiatives like the Mifid have tried to solve this, bad practices will always continue because they are systematically flawed.

To address this, EAFIs have been created: Independent Financial Advisory Firms. Born in 2008 as a result of the crisis, there are currently 100 in Spain. They are dedicated to advising the client on financial planning, without being linked to any entity, so their recommendations and analysis do not depend on any commission and are appropriate for each client. Another thing is that they agree or not in their assessments, but leave in good faith.

In the UK 90% of the financial system is organized in this way. Banking institutions offer products and services, while the advisory service is conducted by Independent Financial Advisors (IFAs).

In Spain there is a lack of culture to pay for the advisory service, and society is reluctant in this respect, but it should be the natural evolution towards which the sector would have to address if we want greater transparency and a more efficient and successful financial system.